First Time Home Buyer

First Time Homebuyers

Reasons to buy now:

• Interest rates at historic low
• Rebates available from State ($10,000) and Feds ($8,000)
• 100% loans available from Department of Agriculture
• Real Estate prices are at 2002 prices (before the run-up)
• Big inventory of homes to choose from (160 in Auburn)

How to buy as a first time purchase:

• Contact lender Mike McIntosh Sierra Pacific Mortgage at http://www.homeloanexpert.com/
• Get pre-qualified to know what you can afford
• Use my website to study and educate yourself regarding neighborhoods that fit your price range
• Sign up for my free automatic notification by e-mail
• Call me. (530) 906-0624. Feel free to ask questions. There is no such thing as a dumb question.

Know thyself: (it helps when looking for your first residence)

• My time schedule is tight so I will need to find a residence in move-in-ready condition with no fix up required.
• I am not skilled at repair and rehab, and I will need to hire a handyman to complete most repairs.
• I have some skills and would like to learn more to save money on cosmetic repairs
• I have the skills needed to take on a true “fixer” with all the challenges that require “conquering”